*Please note that Rate Plus, Inc. is not accepting applications from borrowers with loan amounts that are secured by real property that are less than $150,000.
On Loan Amounts up to $726,200
15 & 30 Year Fixed-First Mortgage
Maximum loan amounts determined by Federal Housing Finance Agency’s (FHFA) conforming loan Limit for each California county. Disclosed rate assumes a $400,000 to $647,200 loan amount, rate and term refinance loan on an owner-occupied, single-family residence in California. Minimum 700 credit score, 50% loan to value with no subordinate debt. Advertised rate includes borrower paying 3rd party fees and discount points. If these factors are not met, you may still qualify, and additional pricing adjustments may apply. Subject to underwriting approval. Rates subject to change. Terms and Conditions Apply. Rate Plus, Inc. is an equal housing lender. Not all applicants will qualify.
15 & 30 Year Fixed – First Mortgage
On Loan Amounts over $726,200 up to $1,089,300
Maximum loan amounts determined by Federal Housing Finance Agency’s (FHFA) conforming loan Limit for each California county. Disclosed rate assumes a $600,000 rate and term refinance loan on an owner-occupied single-family residence in California. Minimum 700 credit score, 50% loan to value With no subordinate debt. If these factors are not met, you may still qualify and additional pricing adjustments may apply. Subject to underwriting approval. Rates subject to change. Terms and Conditions Apply. Rate Plus, Inc. is an equal housing lender. Not all applicants will qualify.
Available on Owner Occupied Properties that are Purchase Transactions, Single Family Residences, Rate/Term and Cash Out Refinance Transactions Only. Rate Plus, Inc. will pay upfront the subsequent third party appraisal fees. The Borrower is responsible for paying subsequent third party closing cost, appraisal fees, credit report fees, flood certification fees, escrow/closing fees, signing fees, title insurance fees (lenders policy and endorsements), prepaid interest, property taxes, state mortgage/transfer taxes, all types of insurance, existing lender payoff fees, survey fees, inspection fees and discount points (if Borrower chooses to pay discount points to buy down the interest rate). Additional appraisal fees may apply for owner occupied multi-unit properties. The disclosed APR calculation does not include prepaid or odd days interest. The APR on your disclosures may differ. Borrower is responsible for all fees associated with the subordination of liens and solar UCC release fees.
Company Licensing:
NMLS #1230949
Licensed by the Department of Financial Protection and Innovation under the California Finance Lender Law License # 60DBO-35845
2022 Rate Plus, Inc. All Rights Reserved.
Everyone deserves a mortgage process that is simple, smooth and speedy. We’re proud to provide our customers with just that. We prioritize maximizing your savings while bringing you peace of mind along your homeownership journey. The way it should be.
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